Hey there, fellow Oregon landlords, property managers, and real estate investors. Christian Bryant here from the Portland Area Rental Owners Association (PAROA). The 2026 session is rolling along, and House Bill 4051 is one of those proposals aimed at helping folks cross the threshold into homeownership. Titled "Relating to first-time homeownership; declaring an emergency," this bill sets up a new program for deferred loans to cover closing costs for first-time buyers....

Introduced in late January 2026 at the request of the House Interim Committee on Housing and Homelessness for Representative Pam Marsh, HB 4037 is currently at the House Desk awaiting first reading. No committee referral yet, no amendments, and no hearings scheduled—it's in the very early stages. The full introduced text is available on the Oregon Legislative Information System (OLIS), and the catchline puts it plainly: the bill adjusts certain terms of the revolving loan pro