Hey there, fellow Oregon landlords, property managers, and real estate investors. Christian Bryant here from the Portland Area Rental Owners Association (PAROA). The 2026 session is rolling along, and House Bill 4051 is one of those proposals aimed at helping folks cross the threshold into homeownership. Titled "Relating to first-time homeownership; declaring an emergency," this bill sets up a new program for deferred loans to cover closing costs for first-time buyers....